Credit Card is not enabled, but appears sometimes in the widget

[staneque]

Hi, we use Hyperswitch widget instance in our mini-cart with a separate business profile where only wallets like Paypal and Google pay are connected. But sometimes (and it happens only sometimes, like let's say once in 5 page refreshes or so) the Credit Card widget is also being loaded, which we really don't need there and would want to avoid.

Currently I workaround this by disabling the whole accordion with css .AccordionContainer, which is not really a solution and we still have the "Or pay using" title which looks weird and out of context.

the shoshowCardFormByDefault option is set to false, but I'm not sure is it relevant at all. The basic settings look like this:

export const unifiedCheckoutOptions = {
  wallets: {
    walletReturnUrl: HYPER_RETURN_URL
  },
  layout: {
    type: "accordion",
    defaultCollapsed: true,
    radios: false,
    spacedAccordionItems: false
  },
  paymentMethodsHeaderText: "",
  paymentMethodOrder: ["paypal", "apple_pay", "google_pay"],
  showCardFormByDefault: false,
  branding: "never"
};

What could be the root cause of the issue and is there a way to disable the credit card completely?